A: If you want a low tier area to sate your tribal lust for war, adding a special "island" where in order to get to it you have to be ship wrecked while trying to get on to it and you will lose all non-allowed items, such as any thing more then stuff craftable with a tier 2 profession could work, and adding a few "Mini towns" to TC could be nice, or old supply stashs to capture like a low gear TC battle, if you all really want more low tier non-hording based battles.
B: 1 Wipe every 6 months at least, 2 sessions a year, everyones happy, if it takes you more then 1 months of playing to get -any- where and learn how to do it again, which is a basic skill needed in FOnline, then you're going to suck even if you were allowed to horde for years and years.
C: Hording and alting are a requirement in this game, having to do it all over again every 2 months would be a pain in the ass, if you want to kick ass you need at least some kind of support from other characters, and with the anti social mess that most FOnline players can be at times, really it's not hard to see why actually working together isn't the easiest thing to do.
-Ulrek-