You all got it wrong.The problem is that items have no value for NPC. If you could buy a profesion for 25 10mm guns or pay for a hotel room in geckon pelts then you wouldn't ever need caps.
Seriously Solar are you like part of CS or something similar?
Unless if you are advocating having alts parked outside every unguarded city, logging them in to check if there are people around and then logging out and waiting for the time needed to go onto your main and go and sell!
In the actual game the only option for a non major faction member are the guarded cities.