specially since the .44 magnum JHP ammo is bugged when critting in the eyes, and the head, and any limbs asides the chest, even if you by any chance get an armour bypass critical it'll still do 0 damage, never got it, it is -80% damage, therefore, the critter has some form of magical ward on his eyes because torso hits and crits do normal damage, more or less, about 33% less than without finesse, so apparently, the small guns JHP ammo +DR doesn't count if you have finesse when doing torso shots...