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[kraskish]

Hi does interest work? I checked I have like 2% in NCR bank. Just dunno if it works, if yes whats the installment period (for what intervals does it apply) ?

[Michaelh139]

I've been wondering this too....  Interesting question no?

Answer from Dev or GM please.

[Solar]

It depends on how much the bank has in reserve - this is to stop exponential cap generation from interest rates. I'm not sure if this reserve is still linked to how many Mercs/Bases/Professions are bought or if it has just become a finite store at the start of the session which gets used up.

With so many caps in banks now, I would guess interest is either close to 0% or 0%

[Heckler Spray]

We neeed moar banks !!!!

Seriously, there's something wrong with this system, people prefer to store their caps in their tent/base. Too bad, it s an interesting feature.

[Solar]

Or we need less caps so the interest given isn't maxed out so quickly 

[kraskish]

Nope, it doesnt work for NCR at least, I left 2000 caps for 2 weeks and its still 2000

[Roachor]

Or we need less caps so the interest given isn't maxed out so quickly 

Then make things bought with caps buyable with goods. Its a ridiculous concept anyways, currency only holds value if it's backed by the country and the wastes don't have an organized, unified gov't. It should be mad max style barter town.

[gordulan]

could be interesting if caps'll get removed, i'm betting that ammo will become the new currency.

[Roachor]

could be interesting if caps'll get removed, i'm betting that ammo will become the new currency.

makes the most sense considering the setting.

[Ox-Skull]

could be interesting if caps'll get removed, i'm betting that ammo will become the new currency.

I already use 10mm rounds as money, 1000 rounds is about 1k. i think a little more.

[Roachor]

I already use 10mm rounds as money, 1000 rounds is about 1k. i think a little more.

lol you sell to the wrong vendors if you get 1/1 ratio

[gordulan]

the price is about 9 caps per round, so 111 rounds is about 1 k

[corosive]

man what about coins? cold. hard. cash from fallout 2   lol i remember seeing that for the first time "Huh?!! No bottle caps? Why didn't they just do this in fallout 1?! how can the currency system change from bottle caps to actual coins in like what 35 years?  I guess they found a shit load of coins during that time...

Anyhow tho, I really wish interest does work... I swear i've seen it work... I used to have like 5500 caps in NCR Bank came back like ... 2-3-4 weeks later and had 6200 ... eh i mite be crazy tho ... lol 

[Aricvomit]

Then make things bought with caps buyable with goods. Its a ridiculous concept anyways, currency only holds value if it's backed by the country and the wastes don't have an organized, unified gov't. It should be mad max style barter town.

you know they cant do this, it makes to much sense and would make the game fun. they cant have that no sir.

[Solar]

There are some things which require caps. This requires you to get caps. This is part of the game.