Well here goes, basically I will put my 2 cents out there and just say their are not enough caps in the wasteland to go around.
besides people hording up to and over half a million caps (ive seen pictures) huge amounts of caps are spent in areas where they dont recirculate, and this is my issue.
I think when somebody drops the 30k on a base or whatever they're getting whether it be books from the library or other things that you can buy from npcs where the money just gets deleted after its taken should be redistributed into the economy, having a semi-finite number of caps could never work due to the fact that the money just gets hoarded or deleted, and when it is spent its never spent at merchants, so the upper echelon of power gangs that dont need money to get equpment are the ones benifiting while new players are made to suffer.
So heres my suggestion, either have the money spent on bases go directly into merchants inventories or make caps infinite, having them be a pain the butt to get only frustrates players.
I believe the goal of this game should be to have fun but if over half of your player base is pissed off you should take note and listen.
Im fairly certain i can say most people would agree with me that the state of the economy is ridiculous, and is only made worse by practices like suicide bombing and what not. oh and making merchants take longer to refresh inventories is only adding to the issue. just look at the situation as a whole, your making the game overly difficult to do anything unless your doing TC and could give a fuck less about how many caps a merchant has because your 1CHR powerbuild gets everything he needs from you alt crafters and never has to worry about money.