If, for example, some perk requirements are higher, characters made after update will suffer, as they must invest more skill/SPECIAL points to get it. That's wipe-worthy change, not the one which affects all characters in same way.
Point made, but from my knowledge Wipe doesn't contain only these changes and doesn't have to, Wipe itself does much more than simply introduce changes, but also positively alters the in-game environment for the players, especially after such a long time without one.
Fact that characters are minmaxed on slightest change is meaningless.
And players who don't do that, are in a disadvantage to those who do and not everyone wants to revolve around constant mini-maxing mid-wipe (like silent-death, many players were forced to re-level their sneakers because of the changes done) and shouldn't have to, clean slate for everyone because of these kind of changes would be only a positive effect.
I still see no reason to not do a wipe, because you are avoiding certain type of changes is not an excuse.