Yea, I like this town. Actually, i called it my home, 'cause i have good memories from Fallout 1+protection like in NCR, but... i should always go to NCR for trading or just chat. Hub better than NCR, 'cause you don't need each time remove your weapon, if you need workbrech, and it has library, so if someone stole your book or you died with it, you don't need to go there to buy it again, and then return to NCR. The only bad thing is this city is big, so there will be alot people near entrance, but in centre, i think, it still be dead. And also NCR is more at North and centre of FOnline territory, also there more brahmins, but... players too ^_^, so it's really dangerous to hunt brahmins... It's again why i like Hub more, but if you need to go somewhere from Hub, you'll lose more time, that's why again more people at NCR. Also, i don't think it's too much people yet, to split between two towns normally.