It will be something you can't lose.
As for the workbenches, there will [probably] be fixed location(s) in the world where anyone can turn up, workbenches of varying levels in "domination" mode [this is where small - equal sized - groups battle for control of a facility] or faction scenario [where members of NPC factions come together, again in equal sized groups (possibly using faction issued equipment too) and fight for control of a facility].
So you can either chance it in an open venue - or control it with your gang, get together with a few friends and fight other small groups for access to these facilities or ensure your chosen NPC faction wins control of their particular facility.