Care to explain the difference between this new system and the old one? This is all I have ever known.It isn't too hard to find caps from vendors, you just need to be lucky.Also if you're willing to go to places like Fortress in search of caps.
If you want to make enemies, try to change something.
I think it's good as it is...Wouldn't want a Diablo II scenario where the form of currency is completely worthless.
But in this game the only real reason for caps is mercs and bases both which are VERY hard to aqcuire due to the large shortage.