This is still only game, so in Zizkov, somebody could rob you or beat you, but not kill you..
There is brown exit grid near Market.. so you can create tent near HUB, store there your stuff, then very quickly check and visit Oldtown and if you would be killed, you can take your stuff back.
I think that it is naive to think that city parts would fulful same purpose like in F1 or F2 game. Its natural evolution.. i agree that this is for someone very annoying, but everybody has to get his first experience about Wasteland is harsch..
I would rather see bulletin board function, so there could be ingame written information about each city.. "Beware of Oldtown robbers", "Watch out bazaar suicide killers",... . It could be written by GMs only..