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Other => FOnline:2238 Forum => Archives => Closed suggestions => Topic started by: Roachor on February 27, 2010, 08:22:47 pm
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If you have an account with two banks in different cities you should be able to wire money through the bank to avoid losing large sums in transit.
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not very good idea, not hard, sorry))
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Well since banks have no interest they are pretty much useless atm.
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maybe FLC-caravan? Robber FLC-Caravan!!! Abd some cash in banks lost, clients of FLC lost money)) TRUE!!!
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maybe FLC-caravan? Robber FLC-Caravan!!! Abd some cash in banks lost, clients of FLC lost money)) TRUE!!!
You seriously need to start using a translator, or maybe a better translator.
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You seriously need to start using a translator, or maybe a better translator.
its polemyc ;-)
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Roachor, i totally agree with you. For now, banks are really useless as tents can be used with the same security and without a fucking banker busy as soon as a person is talking to him...
Why don't developpers make the players' life easier ?
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well i like idea of bank transfers but also i think
maybe FLC-caravan? Robber FLC-Caravan!!! Abd some cash in banks lost, clients of FLC lost money)) TRUE!!!
In some way its not so stupid and kinda real life thing. attack high protected FLC carawan full of caps? sweet ;D we cant rob a bank so why not some FLC carawan? when do somthing like that add karma lost and that would be fun
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Roachor, i totally agree with you. For now, banks are really useless as tents can be used with the same security and without a fucking banker busy as soon as a person is talking to him...
Why don't developpers make the players' life easier ?
I like this guys idea. Lets make tents less safe for money.
Good thinking Pirius!
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Think a bit, linked accounts are impossible in the wasteland.
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Think a bit, linked accounts are impossible in the wasteland.
Im pretty sure no one would complain cause of some "lore" or "realism" factor if the accounts would be linked in some magical way that doesnt need explaining in the first place.
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"magical"? that is 1 firm that do banking in these wastelands "FLC" if im not wrong ;D so why they do not comunicate with themselfs? So yes that a magic indeed ;D
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Transfering money from bank to bank would need a lot time + it's not even sure if the money will ever get to the other bank.
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Transfering money from bank to bank would need a lot time + it's not even sure if the money will ever get to the other bank.
indeed and wasteland is cruel...
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So make the transfers like they were in the wild west, through caravans. They already have a trade network set up, you think they wouldn't know how to set up a crude banking system?
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haha, "pony express" of the wasteland, running large quantities of money from one bank to another, good idea.
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haha, "pony express" of the wasteland, running large quantities of money from one bank to another, good idea.
yea also add they totaly rare really high protected enconter fun factor gets more up also
Lexx i hope u will think about this becouse all that "Make bank transfers possible" and FLC convoys things can be not something so much anti lore, and be simply justified as u can see.Only thing is its is easy to make in technical means?
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Transfering money from bank to bank would need a lot time + it's not even sure if the money will ever get to the other bank.
Lexx, with all respect, I muust disagree. There are radio channels, and a bank does not need to transfer rthe money itself - you can put money into a bank in one city and wire it somewhere else now - they need to contact each other, not actually move the caps.
But FLC caravans would make it nice =) i'd suggest, tho, that attacking such a caravan would drop reputation in _every_ FLC-featuring town.
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What? How do you place bottlecaps in a bank and "wire" them with another bank? Either the stuff is in bank A or B, it can't be in both at the same time.
And about radios, if it would be me, I would change things even more. But then radios will be forever forgotten, I guess.
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He means, like now, your actual physical money doesn't matter. The paper money we carry round now are only promisory notes for the value printed on them for example. You pay your caps in VC, head to NCR and withdraw the same amount of caps from the bank there.
Your account is adjusted to reflect the withdrawal and the amount of caps in the bank globally remains the same.
Having said that, I prefer the fact you have to physically move about with your money though, it increases the risk, so I don't particularly care if its realistic or not.
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See it as a bank system in wild west and ignore the fact that radios can send over the whole worldmap in the game. Why should I trust some random guy who is coming into my bank and tells me he wants 1000 caps from the bank, because he might have an account with that amount of money in some other city which is many many miles away?
I would kick his ass out of the building and laugh at him.
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See it as a bank system in wild west and ignore the fact that radios can send over the whole worldmap in the game. Why should I trust some random guy who is coming into my bank and tells me he wants 1000 caps from the bank, because he might have an account with that amount of money in some other city which is many many miles away?
I would kick his ass out of the building and laugh at him.
No you charge him a % and give him his money, then you profit.
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Yeah, and then, some weeks later, you get the info that he actually didn't got a bank account in the other town and he was fucking you over.
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Yeah, and then, some weeks later, you get the info that he actually didn't got a bank account in the other town and he was fucking you over.
Yeah because they have no way of just radioing the other bank to confirm.
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He means, like now, your actual physical money doesn't matter. The paper money we carry round now are only promisory notes for the value printed on them for example. You pay your caps in VC, head to NCR and withdraw the same amount of caps from the bank there.
Your account is adjusted to reflect the withdrawal and the amount of caps in the bank globally remains the same.
That is exactly what I meant, thank you. I would prefer people move aenoud with caps too, especially big amounts, especially around my base =) To make both sides happy, why not charge 5-10% interest for the "wire transfer"? that would 1)bring us a source of income to the bank so they could actually pay interest 2)make people choose - safe witdrawal of 90% money put in VC in NCR or taking a risk to take it through the wastes (Greedy, greedy people, thanks for your money!). I'd guess that transfers will mostly be used by newer/lone players, so that is a good thing.
See it as a bank system in wild west and ignore the fact that radios can send over the whole worldmap in the game. Why should I trust some random guy who is coming into my bank and tells me he wants 1000 caps from the bank, because he might have an account with that amount of money in some other city which is many many miles away?
I would kick his ass out of the building and laugh at him.
Agreed on "no proff - no money" stuff. Maybe 1)people with negative/no reputation whould not have the wire transgfer option 2)as for proof - they could have an encoded radio channel to check with other FLC divisions whether the money is present anywhere.
A "golden" solution IMO will be % charged for wire transfer depend on your reputation with FLC: 3-20% anyone? Of course, then we need ways to get reputation with FLC - and quests are 1st to come to mind ("wasteland money caravan jobs anyone?"). I would happily script the dialogues =)
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If and to introduce bank transfers, the commission should be large enough (5-20%). Otherwise it is seriously decreased cash ammount in wasteland ;)
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in the wild west scenario "bank notes" were physical promissaries of gold, could be exchanged in any bank, the problem was with transfer of physical gold, if you didn't have enough and people came in to collect you could go "bankrupt" theoretically the modern economy is based on bankrupt banks, the FOnline economy would suffer from this too.
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theoretically the modern economy is based on bankrupt banks
Ah, a system based on debt ... that couldn't possibly go wrong! :D