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Other => FOnline:2238 Forum => Archives => General Game Discussion => Topic started by: Don Gizmo on February 08, 2012, 02:34:12 pm

Title: Why does bank interest rate are 2,5% but it dont work?
Post by: Don Gizmo on February 08, 2012, 02:34:12 pm

Why no one is fixing this?

Title: Re: Why does bank interest rate are 2,5% but it dont work?
Post by: ObliviDan on February 08, 2012, 05:10:05 pm

To be honest I don't think it's broken. 2.5% interest is the interest you would earn over a years time. If we're lucky and the devs are feeling nice (LOL!) then perhaps this interest would be compounded monthly or at least quarterly (every 3 months). Since the devs are not here to hold your hand and make the game super easy however, one can assume the interest will be paid yearly. I'd assume this would be in one "game year" and not one "real year" but really it hardly makes a difference. If you're in a position to seriously miss this 2.5% worth of caps, I'd imagine you got bigger problems...

Title: Re: Why does bank interest rate are 2,5% but it dont work?
Post by: Lon Chaney on February 08, 2012, 07:44:23 pm

Before this most current wipe, interest was not compounded annually, but over a shorter amount of time.  That was before the FLC banking crash, though, so it may have changed.
And 2.5% (or whatever it was then) was a lot, when we had 500k in the bank.  Of course, most of those caps ended up being imaginary.

Title: Re: Why does bank interest rate are 2,5% but it dont work?
Post by: Reiniat on February 09, 2012, 01:30:21 am

Pre wipe the interest was added everyday.
The easy answer to your question is: because economy is broken from the begin.
my advice is:save your money in the floor of your tent, banks will crash (or they already are)