by largely broken i mean the only people that seem to be enjoying the ridiculous amount of enemies are people who have 200+ hp and CA MKII along with a complement of incredibly expensive guns. for any normal player running into a band of raiders is a death sentence, there is no way to escape battle even if your in turn based.
I think the best way for you to see this would be to start a new character and just try to make it from ncr to modoc without dying.
for the love of god, i was playing pre-wipe i probably know just as much about the game as you. No one seems to grasp the fact that its a situation that anyone would have trouble with. I have a lvl 19 character, my doctor happens to be like lvl 5 or 6 but the thing is his endurance is really low. I dont need help, im not doing anything wrong, i just think the encounter scenarios should be set on an average of characters levels, not just randomly waltzing into 10 raiders.