I finally got some armor and a couple weapons and was out killing stuff to get my level up when someone came along and killed me. I lost some caps, guns, armor, etc. I respawned somewhere and played for another ten minutes until the server kicked me off. I logged back on and it appears there was a rollback. I had all my stuff back...but I was dead. I couldn't go to the map, because I was dead. I couldn't travel, because I was dead. I had -9 HP. I was looking through my inventory when I noticed I suddenly had -7 HP, then -5, -3, -1, *grunting sound*, 1 HP and my guy was alive with all his stuff. Awesome. Server rollbacks are good for something apparently.