Ymeogamoaus I don't see how you can claim certain things in the US are "primitive" when they are merely different. We in the US mostly have enough money to basically ignore fees for atms etc and the banks are smart enough to take advantage of that with charging us said fees so they can get more money. There is nothing "primitive" about it merely our companies getting away with what they can whereas your companies do not use the same system. You shouldn't make judgements like that. If we were doing ritual sacrifice to appease the banking gods then yes you could call it primitive but not with how it is currently done.