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[BANKS] WARNING to all new players!

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Reconite:

--- Quote from: Rosmy Sundr on January 16, 2012, 03:29:37 am ---Perhaps every few months we could change currency (oh I'm sorry, we don't accept "caps" anymore. Haven't you switched to "Hub-bucks" yet? I suppose I could exchange them for you 100:1, but only cuz I'm such a nice guy.)
--- End quote ---
This is actually a very good idea. +1 to the whole post, this needs to be seen.

Lizard:
If you start charging money for depositing it, the playerbase start hoarding money in their tents. Absolutely safe and free of charge. So it's a dead capital instead of one flowing in system.

However, if your interest surpasses the costs, you will for sure fill up your account with 10K or something. The bank should change interest at fluctuating weekly basis between the FLC branches from negative to positive values and charge branch transaction costs from players - the FLC gets its income to create interest and players will behave more actively concerning their income growth by this kind of "daytrading".

If a player wants to save his money on transaction, he must withdraw money and bring this cash to another branch - for that, he risks to get killed and robbed in the Wastes - in this case, this cash will be introduced back to the global pool.

Michaelh139:

--- Quote from: Lizard on January 28, 2012, 11:41:47 am --- from negative to positive values

--- End quote ---

No bank in the history of the earth has ever or will ever add a negative value to interest.

Why?

Because you're just giving your money away in the eye of the consumer, and that's absolutely the case.

Lizard:
Negative interest would mean someone else would get your money as positive interest. Consider your money invested in FLC stocks - they're
getting uppers and downers, too, depending on how much cash is in the bank.

Is it too little in Hub - the bank gets it from negative interest from the branch in Frisco, where the most money is placed. Players gets the info about high interest and storm the Hub FLC branch to deposit their savings there. It's cash pool gets filled up with player's money and the pork cycle leaves a span of time for players getting some positive interest.

On the other side, there will be panicked withdrawal of money from Frisco - yet, since there won't be a possibility for every player to watch their account for 24/7, there will be always loss for some players and, winning for another, more awake ones.

So it's a financial PvP against an anonymous person and you better do something about your profits.

Hey, ask yourself what will happen if someone start to hoard the caps in-game?

And i think the devs should distance a bit from realistic bank schemes, but not condemn them.

TKs-KaBoom:
What a ridiculously stupid idea, no offense......  are your getting enough oxygen to your brain?

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